BanksCOMMUNITY BANKERS' BANK

COMMUNITY BANKERS' BANK

MIDLOTHIAN, VASmallEst. Jan. 2, 1987, midnightFDIC #26871RSSD #77422FED
Latest · 2025-12-31

COMMUNITY BANKERS' BANK is an FDIC-insured commercial bank headquartered in MIDLOTHIAN, VA, established in Jan. 2, 1987, midnight. As of 2025-12-31, the bank reported total assets of $129M and total deposits of $95M. Profitability stands at 0.28% ROA and 1.93% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 14.89%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$129M
Deposits
$95M
Loans
$90M
Equity
$19M

Profitability

Return on Assets (ROA)0.28%
Return on Equity (ROE)1.93%
Net Interest Margin3.03%
Yield on Assets5.19%
Cost of Funds2.49%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.04%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans2.06%

Capital & Liquidity

CET1 Ratio14.89%
Tier 1 Capital14.89%
Total Capital Ratio15.63%
Leverage Ratio15.26%
Loan-to-Deposit94.71%

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