NORTHERN STATE BANK OF VIRGINIA

NORTHERN STATE BANK OF VIRGINIA is asn small FDIC-insured commercial bank headquartered in VIRGINIA, MN, established in May 19, 1966, midnight. As of 2025-12-31, the bank reported total assets of $101M and total deposits of $91M. Profitability stands at 1.61% ROA and 16.63% ROE, with a net interest margin of 4.52%. The bank's CET1 capital ratio is 15.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.02%. FDIC Certificate #19589.