FARMERS SAVINGS BANK

COLESBURG, IA | Small | Est. Jan. 1, 1907, midnight | FDIC #14807 | RSSD #774347 | FDIC
Latest Report: 2025-12-31

FARMERS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in COLESBURG, IA, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $296M and total deposits of $260M. Profitability stands at 0.63% ROA and 6.56% ROE, with a net interest margin of 2.73%. The bank's CET1 capital ratio is 8.49%. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 4.06%. FDIC Certificate #14807.

Assets

$296M

Deposits

$260M

Loans

$176M

Equity

$28M

Profitability

Return on Assets (ROA) 0.63%
Return on Equity (ROE) 6.56%
Net Interest Margin (NIM) 2.73%
Yield on Assets 5.67%
Cost of Funds 3.00%

Asset Quality

NPL Ratio 0.65%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.06%
NPA Ratio 0.44%
ACL / Loans 2.23%

Capital & Liquidity

CET1 Ratio 8.49%
Tier 1 Capital 8.49%
Total Capital Ratio 8.92%
Leverage Ratio 10.79%
Loan-to-Deposit 67.60%

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