EASTERN COLORADO BANK, THE

CHEYENNE WELLS, CO | Medium | Est. March 1, 1944, midnight | FDIC #16125 | RSSD #775054 | FDIC
Latest Report: 2025-12-31

EASTERN COLORADO BANK, THE is amn medium FDIC-insured commercial bank headquartered in CHEYENNE WELLS, CO, established in March 1, 1944, midnight. As of 2025-12-31, the bank reported total assets of $705M and total deposits of $594M. Profitability stands at 1.12% ROA and 10.60% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 12.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16125.

Assets

$705M

Deposits

$594M

Loans

$482M

Equity

$75M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 10.60%
Net Interest Margin (NIM) 3.72%
Yield on Assets 5.69%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.05%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 12.84%
Tier 1 Capital 12.84%
Total Capital Ratio 13.93%
Leverage Ratio 10.73%
Loan-to-Deposit 81.18%

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