NATIONAL BANK OF COMMERCE

SUPERIOR, WI | Large | Est. Feb. 7, 1934, midnight | FDIC #14266 | RSSD #775456 | OCC
Latest Report: 2025-12-31

NATIONAL BANK OF COMMERCE is aln large FDIC-insured commercial bank headquartered in SUPERIOR, WI, established in Feb. 7, 1934, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.8B. Profitability stands at 1.96% ROA and 20.66% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 10.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.49%. FDIC Certificate #14266.

Assets

$2.2B

Deposits

$1.8B

Loans

$1.7B

Equity

$214M

Profitability

Return on Assets (ROA) 1.96%
Return on Equity (ROE) 20.66%
Net Interest Margin (NIM) 4.48%
Yield on Assets 6.63%
Cost of Funds 2.73%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.07%
Texas Ratio 2.49%
NPA Ratio 0.26%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 10.70%
Tier 1 Capital 10.70%
Total Capital Ratio 11.59%
Leverage Ratio 8.83%
Loan-to-Deposit 90.22%

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