FIRST STATE BANK OF ODEM

FIRST STATE BANK OF ODEM is asn small FDIC-insured commercial bank headquartered in ODEM, TX, established in Nov. 12, 1945, midnight. As of 2025-12-31, the bank reported total assets of $201M and total deposits of $172M. Profitability stands at 2.23% ROA and 15.99% ROE, with a net interest margin of 5.51%. The bank's CET1 capital ratio is 14.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16334.