MEADE COUNTY BANK, INC.

BRANDENBURG, KY | Small | Est. June 7, 1984, midnight | FDIC #25173 | RSSD #776547 | FDIC
Latest Report: 2025-12-31

MEADE COUNTY BANK, INC. is asn small FDIC-insured commercial bank headquartered in BRANDENBURG, KY, established in June 7, 1984, midnight. As of 2025-12-31, the bank reported total assets of $448M and total deposits of $377M. Profitability stands at 1.35% ROA and 17.54% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 12.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.49%. FDIC Certificate #25173.

Assets

$448M

Deposits

$377M

Loans

$378M

Equity

$35M

Profitability

Return on Assets (ROA) 1.35%
Return on Equity (ROE) 17.54%
Net Interest Margin (NIM) 3.66%
Yield on Assets 6.35%
Cost of Funds 2.70%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.49%
NPA Ratio 0.04%
ACL / Loans 0.32%

Capital & Liquidity

CET1 Ratio 12.58%
Tier 1 Capital 12.58%
Total Capital Ratio 12.96%
Leverage Ratio 8.86%
Loan-to-Deposit 100.27%

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