HERITAGE BANK MINNESOTA is asn small FDIC-insured commercial bank headquartered in WEST CONCORD, MN, established in June 2, 1930, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $105M. Profitability stands at 0.22% ROA and 3.50% ROE, with a net interest margin of 3.87%. The bank's CET1 capital ratio is 9.79%. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 4.38%. FDIC Certificate #8865.
Assets
$118M
Deposits
$105M
Loans
$97M
Equity
$7M
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