BANK OF THE ORIENT

SAN FRANCISCO, CA | Large | Est. March 17, 1971, midnight | FDIC #20387 | RSSD #777366 | FED
Latest Report: 2025-12-31

BANK OF THE ORIENT is aln large FDIC-insured commercial bank headquartered in SAN FRANCISCO, CA, established in March 17, 1971, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $954M. Profitability stands at 0.33% ROA and 2.69% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 11.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.82% and a Texas Ratio of 5.38%. FDIC Certificate #20387.

Assets

$1.1B

Deposits

$954M

Loans

$953M

Equity

$133M

Profitability

Return on Assets (ROA) 0.33%
Return on Equity (ROE) 2.69%
Net Interest Margin (NIM) 3.81%
Yield on Assets 6.50%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.82%
Net Charge-Off Ratio 0.05%
Texas Ratio 5.38%
NPA Ratio 0.70%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 11.83%
Tier 1 Capital 11.83%
Total Capital Ratio 12.42%
Leverage Ratio 12.61%
Loan-to-Deposit 99.96%

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