FLORA BANK & TRUST is asn small FDIC-insured commercial bank headquartered in FLORA, IL, established in Jan. 19, 1978, midnight. As of 2025-12-31, the bank reported total assets of $120M and total deposits of $112M. Profitability stands at 0.53% ROA and 8.26% ROE, with a net interest margin of 2.76%. The bank's CET1 capital ratio is 14.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 1.24%. FDIC Certificate #22598.
Assets
$120M
Deposits
$112M
Loans
$63M
Equity
$8M
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