CITIZENS BANK is aln large FDIC-insured commercial bank headquartered in ELIZABETHTON, TN, established in Nov. 3, 1934, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 2.11% ROA and 16.33% ROE, with a net interest margin of 4.65%. The bank's CET1 capital ratio is 14.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.75% and a Texas Ratio of 4.33%. FDIC Certificate #14851.
Assets
$1.3B
Deposits
$1.1B
Loans
$1.1B
Equity
$173M
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