CENTRAL PENN BANK & TRUST

MIFFLINBURG, PA | Large | Est. Jan. 1, 1872, midnight | FDIC #10685 | RSSD #779016 | FDIC
Latest Report: 2025-12-31

CENTRAL PENN BANK & TRUST is aln large FDIC-insured commercial bank headquartered in MIFFLINBURG, PA, established in Jan. 1, 1872, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.62% ROA and 17.32% ROE, with a net interest margin of 4.28%. The bank's CET1 capital ratio is 8.38%. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.91%. FDIC Certificate #10685.

Assets

$1.3B

Deposits

$1.1B

Loans

$918M

Equity

$118M

Profitability

Return on Assets (ROA) 1.62%
Return on Equity (ROE) 17.32%
Net Interest Margin (NIM) 4.28%
Yield on Assets 6.06%
Cost of Funds 2.11%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.91%
NPA Ratio 0.30%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 8.38%
Tier 1 Capital 8.38%
Total Capital Ratio 8.80%
Leverage Ratio 8.56%
Loan-to-Deposit 82.60%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required