MERCHANTS BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in WINONA, MN, established in Jan. 1, 1875, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.5B. Profitability stands at 1.34% ROA and 11.48% ROE, with a net interest margin of 3.37%. The bank's CET1 capital ratio is 12.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.83% and a Texas Ratio of 4.97%. FDIC Certificate #8866.
Assets
$2.9B
Deposits
$2.5B
Loans
$2.1B
Equity
$336M
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