BanksPORT AUSTIN STATE BANK, THE

PORT AUSTIN STATE BANK, THE

PORT AUSTIN, MIMicroEst. Jan. 1, 1884, midnightFDIC #14999RSSD #779641FDIC
Latest · 2025-12-31

PORT AUSTIN STATE BANK, THE is an FDIC-insured commercial bank headquartered in PORT AUSTIN, MI, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $66M and total deposits of $53M. Profitability stands at 1.75% ROA and 9.57% ROE, with a net interest margin of 4.31%. CET1 capital ratio: 18.55%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$66M
Deposits
$53M
Loans
$44M
Equity
$12M

Profitability

Return on Assets (ROA)1.75%
Return on Equity (ROE)9.57%
Net Interest Margin4.31%
Yield on Assets5.18%
Cost of Funds0.99%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.73%

Capital & Liquidity

CET1 Ratio18.55%
Tier 1 Capital18.55%
Total Capital Ratio19.48%
Leverage Ratio17.97%
Loan-to-Deposit83.49%

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