STATE BANK OF INDIA (CALIFORNIA)

LOS ANGELES, CA | Large | Est. Sept. 3, 1982, midnight | FDIC #23998 | RSSD #779968 | FDIC
Latest Report: 2025-12-31

STATE BANK OF INDIA (CALIFORNIA) is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Sept. 3, 1982, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 0.72% ROA and 5.28% ROE, with a net interest margin of 2.83%. The bank's CET1 capital ratio is 15.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.65% and a Texas Ratio of 9.73%. FDIC Certificate #23998.

Assets

$1.3B

Deposits

$1.1B

Loans

$1.2B

Equity

$183M

Profitability

Return on Assets (ROA) 0.72%
Return on Equity (ROE) 5.28%
Net Interest Margin (NIM) 2.83%
Yield on Assets 5.99%
Cost of Funds 3.76%

Asset Quality

NPL Ratio 1.65%
Net Charge-Off Ratio 0.17%
Texas Ratio 9.73%
NPA Ratio 1.44%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 15.76%
Tier 1 Capital 15.76%
Total Capital Ratio 17.01%
Leverage Ratio 14.14%
Loan-to-Deposit 102.42%

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