UNION BANK COMPANY, THE

COLUMBUS GROVE, OH | Large | Est. Nov. 21, 1904, midnight | FDIC #12969 | RSSD #780218 | FDIC
Latest Report: 2025-12-31

UNION BANK COMPANY, THE is aln large FDIC-insured commercial bank headquartered in COLUMBUS GROVE, OH, established in Nov. 21, 1904, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 1.11% ROA and 10.80% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 15.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 2.65%. FDIC Certificate #12969.

Assets

$1.2B

Deposits

$1.1B

Loans

$825M

Equity

$125M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 10.80%
Net Interest Margin (NIM) 4.08%
Yield on Assets 5.58%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio -0.03%
Texas Ratio 2.65%
NPA Ratio 0.30%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 15.44%
Tier 1 Capital 15.44%
Total Capital Ratio 16.62%
Leverage Ratio 9.98%
Loan-to-Deposit 78.02%

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