OZONA BANK is asn small FDIC-insured commercial bank headquartered in OZONA, TX, established in June 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $327M and total deposits of $274M. Profitability stands at 1.66% ROA and 17.91% ROE, with a net interest margin of 4.62%. The bank's CET1 capital ratio is 21.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 6.20% and a Texas Ratio of 28.72%. FDIC Certificate #3376.
Assets
$327M
Deposits
$274M
Loans
$158M
Equity
$32M
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