WAUMANDEE STATE BANK

WAUMANDEE, WI | Small | Est. Jan. 1, 1914, midnight | FDIC #10384 | RSSD #780955 | FDIC
Latest Report: 2025-12-31

WAUMANDEE STATE BANK is asn small FDIC-insured commercial bank headquartered in WAUMANDEE, WI, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $351M and total deposits of $300M. Profitability stands at 2.44% ROA and 22.23% ROE, with a net interest margin of 4.50%. The bank's CET1 capital ratio is 13.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.75% and a Texas Ratio of 6.37%. FDIC Certificate #10384.

Assets

$351M

Deposits

$300M

Loans

$262M

Equity

$38M

Profitability

Return on Assets (ROA) 2.44%
Return on Equity (ROE) 22.23%
Net Interest Margin (NIM) 4.50%
Yield on Assets 6.49%
Cost of Funds 2.08%

Asset Quality

NPL Ratio 0.75%
Net Charge-Off Ratio 0.28%
Texas Ratio 6.37%
NPA Ratio 0.74%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 13.11%
Tier 1 Capital 13.11%
Total Capital Ratio 14.18%
Leverage Ratio 9.28%
Loan-to-Deposit 87.17%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required