BANK OF MAYSVILLE

MAYSVILLE, KY | Small | Est. June 26, 1835, midnight | FDIC #9315 | RSSD #782016 | FDIC
Latest Report: 2025-12-31

BANK OF MAYSVILLE is asn small FDIC-insured commercial bank headquartered in MAYSVILLE, KY, established in June 26, 1835, midnight. As of 2025-12-31, the bank reported total assets of $160M and total deposits of $130M. Profitability stands at 1.37% ROA and 7.98% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 28.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.24%. FDIC Certificate #9315.

Assets

$160M

Deposits

$130M

Loans

$89M

Equity

$28M

Profitability

Return on Assets (ROA) 1.37%
Return on Equity (ROE) 7.98%
Net Interest Margin (NIM) 3.94%
Yield on Assets 4.48%
Cost of Funds 0.60%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.24%
NPA Ratio 0.04%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 28.77%
Tier 1 Capital 28.77%
Total Capital Ratio 29.55%
Leverage Ratio 16.74%
Loan-to-Deposit 68.72%

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