FIRST NORTHERN BANK OF DIXON

DIXON, CA | Large | Est. Jan. 2, 1910, midnight | FDIC #3440 | RSSD #783161 | FDIC
Latest Report: 2025-12-31

FIRST NORTHERN BANK OF DIXON is aln large FDIC-insured commercial bank headquartered in DIXON, CA, established in Jan. 2, 1910, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.7B. Profitability stands at 1.26% ROA and 11.70% ROE, with a net interest margin of 4.04%. The bank's CET1 capital ratio is 17.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 3.24%. FDIC Certificate #3440.

Assets

$1.9B

Deposits

$1.7B

Loans

$1.1B

Equity

$210M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 11.70%
Net Interest Margin (NIM) 4.04%
Yield on Assets 4.94%
Cost of Funds 1.05%

Asset Quality

NPL Ratio 0.57%
Net Charge-Off Ratio 0.08%
Texas Ratio 3.24%
NPA Ratio 0.38%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 17.63%
Tier 1 Capital 17.63%
Total Capital Ratio 18.88%
Leverage Ratio 11.35%
Loan-to-Deposit 63.35%

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