STATE BANK OF NAUVOO

NAUVOO, IL | Micro | Est. Jan. 17, 1893, midnight | FDIC #13582 | RSSD #783349 | FDIC
Latest Report: 2025-12-31

STATE BANK OF NAUVOO is amn micro FDIC-insured commercial bank headquartered in NAUVOO, IL, established in Jan. 17, 1893, midnight. As of 2025-12-31, the bank reported total assets of $37M and total deposits of $33M. Profitability stands at -0.38% ROA and -4.54% ROE, with a net interest margin of 4.13%. The bank's CET1 capital ratio is 15.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.08% and a Texas Ratio of 27.42%. FDIC Certificate #13582.

Assets

$37M

Deposits

$33M

Loans

$19M

Equity

$3M

Profitability

Return on Assets (ROA) -0.38%
Return on Equity (ROE) -4.54%
Net Interest Margin (NIM) 4.13%
Yield on Assets 5.23%
Cost of Funds 1.52%

Asset Quality

NPL Ratio 3.08%
Net Charge-Off Ratio 3.37%
Texas Ratio 27.42%
NPA Ratio 2.49%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 15.45%
Tier 1 Capital 15.45%
Total Capital Ratio 16.37%
Leverage Ratio 8.15%
Loan-to-Deposit 55.85%

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