CENTIER BANK

MERRILLVILLE, IN | Large | Est. April 21, 1895, midnight | FDIC #12854 | RSSD #783648 | FDIC
Latest Report: 2025-12-31

CENTIER BANK is aln large FDIC-insured commercial bank headquartered in MERRILLVILLE, IN, established in April 21, 1895, midnight. As of 2025-12-31, the bank reported total assets of $9.7B and total deposits of $7.8B. Profitability stands at 1.62% ROA and 16.46% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 12.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.51%. FDIC Certificate #12854.

Assets

$9.7B

Deposits

$7.8B

Loans

$7.7B

Equity

$982M

Profitability

Return on Assets (ROA) 1.62%
Return on Equity (ROE) 16.46%
Net Interest Margin (NIM) 3.75%
Yield on Assets 6.27%
Cost of Funds 4.53%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.51%
NPA Ratio 0.28%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 12.84%
Tier 1 Capital 12.84%
Total Capital Ratio 14.06%
Leverage Ratio 10.62%
Loan-to-Deposit 98.59%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required