CITIZENS BANK

MUKWONAGO, WI | Large | Est. Dec. 12, 1892, midnight | FDIC #13055 | RSSD #783844 | FDIC
Latest Report: 2025-12-31

CITIZENS BANK is aln large FDIC-insured commercial bank headquartered in MUKWONAGO, WI, established in Dec. 12, 1892, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $993M. Profitability stands at 1.61% ROA and 12.57% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 12.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 1.64%. FDIC Certificate #13055.

Assets

$1.2B

Deposits

$993M

Loans

$752M

Equity

$151M

Profitability

Return on Assets (ROA) 1.61%
Return on Equity (ROE) 12.57%
Net Interest Margin (NIM) 3.95%
Yield on Assets 5.55%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio 0.33%
Texas Ratio 1.64%
NPA Ratio 0.22%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 12.69%
Tier 1 Capital 12.69%
Total Capital Ratio 13.33%
Leverage Ratio 14.24%
Loan-to-Deposit 75.75%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required