FARMERS NATIONAL BANK OF DANVILLE, THE

DANVILLE, KY | Medium | Est. Feb. 10, 1879, midnight | FDIC #2740 | RSSD #785147 | OCC
Latest Report: 2025-12-31

FARMERS NATIONAL BANK OF DANVILLE, THE is amn medium FDIC-insured commercial bank headquartered in DANVILLE, KY, established in Feb. 10, 1879, midnight. As of 2025-12-31, the bank reported total assets of $990M and total deposits of $889M. Profitability stands at 0.61% ROA and 6.56% ROE, with a net interest margin of 4.45%. The bank's CET1 capital ratio is 13.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 3.44%. FDIC Certificate #2740.

Assets

$990M

Deposits

$889M

Loans

$777M

Equity

$94M

Profitability

Return on Assets (ROA) 0.61%
Return on Equity (ROE) 6.56%
Net Interest Margin (NIM) 4.45%
Yield on Assets 6.05%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 0.45%
Net Charge-Off Ratio 0.03%
Texas Ratio 3.44%
NPA Ratio 0.36%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 13.11%
Tier 1 Capital 13.11%
Total Capital Ratio 14.36%
Leverage Ratio 10.15%
Loan-to-Deposit 87.47%

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