FIRST SAVINGS BANK

JEFFERSONVILLE, IN | Large | RSSD #785473
Latest Report: 2025-12-31

FIRST SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in JEFFERSONVILLE, IN. As of 2025-12-31, the bank reported total assets of $2.4B and total deposits of $1.7B. Profitability stands at 1.22% ROA and 13.10% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 11.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.79% and a Texas Ratio of 6.83%.

Assets

$2.4B

Deposits

$1.7B

Loans

$2.0B

Equity

$229M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 13.10%
Net Interest Margin (NIM) 3.25%
Yield on Assets 5.81%
Cost of Funds 3.61%

Asset Quality

NPL Ratio 0.79%
Net Charge-Off Ratio 0.04%
Texas Ratio 6.83%
NPA Ratio 0.71%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 11.90%
Tier 1 Capital 11.90%
Total Capital Ratio 13.04%
Leverage Ratio 9.55%
Loan-to-Deposit 114.64%

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