BanksSUMMIT NATIONAL BANK

SUMMIT NATIONAL BANK

HULETT, WYMicroEst. Feb. 28, 1984, midnightFDIC #25054RSSD #78559OCC
Latest · 2025-12-31

SUMMIT NATIONAL BANK is an FDIC-insured commercial bank headquartered in HULETT, WY, established in Feb. 28, 1984, midnight. As of 2025-12-31, the bank reported total assets of $74M and total deposits of $73M. Profitability stands at -3.41% ROA and -160.80% ROE, with a net interest margin of 1.96%. CET1 capital ratio: 3.91%, below the well-capitalized threshold. NPL ratio: 0.44% · Texas Ratio: 7.82%. Operates 3 domestic branches.

Assets
$74M
Deposits
$73M
Loans
$40M
Equity
$1M

Profitability

Return on Assets (ROA)-3.41%
Return on Equity (ROE)-160.80%
Net Interest Margin1.96%
Yield on Assets4.62%
Cost of Funds2.52%

Asset Quality

NPL Ratio0.44%
Net Charge-Off Ratio0.02%
Texas Ratio7.82%
NPA Ratio0.24%
ACL / Loans2.12%

Capital & Liquidity

CET1 Ratio3.91%
Tier 1 Capital3.91%
Total Capital Ratio5.17%
Leverage Ratio2.13%
Loan-to-Deposit55.10%

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