LCNB NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in LEBANON, OH, established in May 10, 1877, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.8B. Profitability stands at 1.10% ROA and 8.91% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 11.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.73%. FDIC Certificate #6623.
Assets
$2.2B
Deposits
$1.8B
Loans
$1.7B
Equity
$278M
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