LEGACY BANK

COLWICH, KS | Medium | Est. Feb. 22, 1886, midnight | FDIC #17676 | RSSD #785950 | FDIC
Latest Report: 2025-12-31

LEGACY BANK is amn medium FDIC-insured commercial bank headquartered in COLWICH, KS, established in Feb. 22, 1886, midnight. As of 2025-12-31, the bank reported total assets of $826M and total deposits of $704M. Profitability stands at 1.30% ROA and 13.55% ROE, with a net interest margin of 4.33%. The bank's CET1 capital ratio is 11.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17676.

Assets

$826M

Deposits

$704M

Loans

$641M

Equity

$81M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 13.55%
Net Interest Margin (NIM) 4.33%
Yield on Assets 6.56%
Cost of Funds 2.29%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 11.43%
Tier 1 Capital 11.43%
Total Capital Ratio 12.61%
Leverage Ratio 10.16%
Loan-to-Deposit 91.13%

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