TRADITIONAL BANK, INC.

MOUNT STERLING, KY | Large | Est. March 17, 1902, midnight | FDIC #2711 | RSSD #786210 | FDIC
Latest Report: 2025-12-31

TRADITIONAL BANK, INC. is aln large FDIC-insured commercial bank headquartered in MOUNT STERLING, KY, established in March 17, 1902, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.2B. Profitability stands at 0.79% ROA and 9.47% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 13.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 2.30%. FDIC Certificate #2711.

Assets

$2.5B

Deposits

$2.2B

Loans

$1.6B

Equity

$206M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 9.47%
Net Interest Margin (NIM) 3.33%
Yield on Assets 5.58%
Cost of Funds 3.46%

Asset Quality

NPL Ratio 0.24%
Net Charge-Off Ratio 0.03%
Texas Ratio 2.30%
NPA Ratio 0.21%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 13.71%
Tier 1 Capital 13.71%
Total Capital Ratio 14.80%
Leverage Ratio 10.06%
Loan-to-Deposit 73.34%

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