FLAT BRANCH BANK is amn micro FDIC-insured commercial bank headquartered in RICHMOND, MO, established in July 1, 1940, midnight. As of 2025-12-31, the bank reported total assets of $96M and total deposits of $81M. Profitability stands at 0.41% ROA and 3.26% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 11.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 0.62%. FDIC Certificate #15751.
Assets
$96M
Deposits
$81M
Loans
$48M
Equity
$14M
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