PEOPLES STATE BANK OF PLAINVIEW

PLAINVIEW, MN | Small | Est. June 29, 1925, midnight | FDIC #1100 | RSSD #786555 | FED
Latest Report: 2025-12-31

PEOPLES STATE BANK OF PLAINVIEW is asn small FDIC-insured commercial bank headquartered in PLAINVIEW, MN, established in June 29, 1925, midnight. As of 2025-12-31, the bank reported total assets of $411M and total deposits of $372M. Profitability stands at 1.46% ROA and 21.89% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 13.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 1.43%. FDIC Certificate #1100.

Assets

$411M

Deposits

$372M

Loans

$274M

Equity

$28M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 21.89%
Net Interest Margin (NIM) 3.79%
Yield on Assets 5.83%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.43%
NPA Ratio 0.11%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 13.41%
Tier 1 Capital 13.41%
Total Capital Ratio 14.61%
Leverage Ratio 8.85%
Loan-to-Deposit 73.68%

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