MID PENN BANK

MILLERSBURG, PA | Large | Est. Feb. 21, 1868, midnight | FDIC #9889 | RSSD #786612 | FDIC
Latest Report: 2025-12-31

MID PENN BANK is aln large FDIC-insured commercial bank headquartered in MILLERSBURG, PA, established in Feb. 21, 1868, midnight. As of 2025-12-31, the bank reported total assets of $6.1B and total deposits of $5.2B. Profitability stands at 1.38% ROA and 10.89% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 13.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 3.70%. FDIC Certificate #9889.

Assets

$6.1B

Deposits

$5.2B

Loans

$4.9B

Equity

$794M

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 10.89%
Net Interest Margin (NIM) 3.86%
Yield on Assets 5.99%
Cost of Funds 3.86%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.03%
Texas Ratio 3.70%
NPA Ratio 0.50%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 13.36%
Tier 1 Capital 13.36%
Total Capital Ratio 14.13%
Leverage Ratio 10.85%
Loan-to-Deposit 93.22%

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