FIRST BANK HAMPTON

HAMPTON, IA | Small | Est. Jan. 1, 1933, midnight | FDIC #4464 | RSSD #786948 | FED
Latest Report: 2025-12-31

FIRST BANK HAMPTON is asn small FDIC-insured commercial bank headquartered in HAMPTON, IA, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $244M and total deposits of $216M. Profitability stands at 1.16% ROA and 10.90% ROE, with a net interest margin of 4.40%. The bank's CET1 capital ratio is 10.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 5.02%. FDIC Certificate #4464.

Assets

$244M

Deposits

$216M

Loans

$198M

Equity

$26M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 10.90%
Net Interest Margin (NIM) 4.40%
Yield on Assets 6.21%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.44%
Texas Ratio 5.02%
NPA Ratio 0.63%
ACL / Loans 2.06%

Capital & Liquidity

CET1 Ratio 10.82%
Tier 1 Capital 10.82%
Total Capital Ratio 11.36%
Leverage Ratio 11.41%
Loan-to-Deposit 91.79%

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