BanksNINNESCAH VALLEY BANK

NINNESCAH VALLEY BANK

CUNNINGHAM, KSMicroEst. July 23, 1925, midnightFDIC #4652RSSD #789051FDIC
Latest · 2025-12-31

NINNESCAH VALLEY BANK is an FDIC-insured commercial bank headquartered in CUNNINGHAM, KS, established in July 23, 1925, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $36M. Profitability stands at 1.00% ROA and 11.27% ROE, with a net interest margin of 4.22%. CET1 capital ratio: 9.25%. NPL ratio: 3.14% · Texas Ratio: 12.82%. Operates 1 domestic branch.

Assets
$41M
Deposits
$36M
Loans
$17M
Equity
$4M

Profitability

Return on Assets (ROA)1.00%
Return on Equity (ROE)11.27%
Net Interest Margin4.22%
Yield on Assets5.23%
Cost of Funds1.03%

Asset Quality

NPL Ratio3.14%
Net Charge-Off Ratio0.00%
Texas Ratio12.82%
NPA Ratio1.30%
ACL / Loans2.09%

Capital & Liquidity

CET1 Ratio9.25%
Tier 1 Capital9.25%
Total Capital Ratio9.71%
Leverage Ratio12.54%
Loan-to-Deposit45.84%

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