BANK OF IBERIA

IBERIA, MO | Micro | Est. Oct. 1, 1899, midnight | FDIC #8584 | RSSD #790150 | FED
Latest Report: 2025-12-31

BANK OF IBERIA is amn micro FDIC-insured commercial bank headquartered in IBERIA, MO, established in Oct. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $70M and total deposits of $63M. Profitability stands at 0.54% ROA and 6.12% ROE, with a net interest margin of 5.20%. The bank's CET1 capital ratio is 15.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.79% and a Texas Ratio of 4.96%. FDIC Certificate #8584.

Assets

$70M

Deposits

$63M

Loans

$42M

Equity

$6M

Profitability

Return on Assets (ROA) 0.54%
Return on Equity (ROE) 6.12%
Net Interest Margin (NIM) 5.20%
Yield on Assets 6.24%
Cost of Funds 1.40%

Asset Quality

NPL Ratio 0.79%
Net Charge-Off Ratio 0.23%
Texas Ratio 4.96%
NPA Ratio 0.48%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 15.66%
Tier 1 Capital 15.66%
Total Capital Ratio 16.89%
Leverage Ratio 9.08%
Loan-to-Deposit 66.74%

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