WASHINGTON SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in EFFINGHAM, IL, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $586M and total deposits of $502M. Profitability stands at 0.69% ROA and 6.13% ROE, with a net interest margin of 2.75%. The bank's CET1 capital ratio is 19.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.04%. FDIC Certificate #29227.
Assets
$586M
Deposits
$502M
Loans
$344M
Equity
$66M
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