WEST POINT BANK is amn medium FDIC-insured commercial bank headquartered in RADCLIFF, KY, established in July 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $553M and total deposits of $471M. Profitability stands at 0.94% ROA and 13.69% ROE, with a net interest margin of 3.14%. The bank's CET1 capital ratio is 11.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.56%. FDIC Certificate #12166.
Assets
$553M
Deposits
$471M
Loans
$439M
Equity
$39M
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