COMMUNITY STATE BANK

ANKENY, IA | Large | Est. July 15, 1960, midnight | FDIC #18272 | RSSD #790543 | FED
Latest Report: 2025-12-31

COMMUNITY STATE BANK is aln large FDIC-insured commercial bank headquartered in ANKENY, IA, established in July 15, 1960, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.3B. Profitability stands at 1.06% ROA and 9.37% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 11.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.92%. FDIC Certificate #18272.

Assets

$1.7B

Deposits

$1.3B

Loans

$1.3B

Equity

$195M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 9.37%
Net Interest Margin (NIM) 3.49%
Yield on Assets 5.84%
Cost of Funds 3.36%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.92%
NPA Ratio 0.11%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 11.75%
Tier 1 Capital 11.75%
Total Capital Ratio 12.65%
Leverage Ratio 11.42%
Loan-to-Deposit 95.46%

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