LEE BANK

LEE, MA | Medium | Est. July 1, 1992, midnight | FDIC #33645 | RSSD #790703 | FDIC
Latest Report: 2025-12-31

LEE BANK is amn medium FDIC-insured commercial bank headquartered in LEE, MA, established in July 1, 1992, midnight. As of 2025-12-31, the bank reported total assets of $601M and total deposits of $510M. Profitability stands at 0.81% ROA and 9.86% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 7.97%. Asset quality metrics show a non-performing loan ratio of 0.51% and a Texas Ratio of 4.17%. FDIC Certificate #33645.

Assets

$601M

Deposits

$510M

Loans

$431M

Equity

$49M

Profitability

Return on Assets (ROA) 0.81%
Return on Equity (ROE) 9.86%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.20%
Cost of Funds 1.68%

Asset Quality

NPL Ratio 0.51%
Net Charge-Off Ratio -0.02%
Texas Ratio 4.17%
NPA Ratio 0.37%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 7.97%
Tier 1 Capital 7.97%
Total Capital Ratio 8.37%
Leverage Ratio 9.24%
Loan-to-Deposit 84.46%

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