BANKWEST

ROCKFORD, MN | Small | Est. Jan. 1, 1948, midnight | FDIC #16704 | RSSD #791353 | FDIC
Latest Report: 2025-12-31

BANKWEST is asn small FDIC-insured commercial bank headquartered in ROCKFORD, MN, established in Jan. 1, 1948, midnight. As of 2025-12-31, the bank reported total assets of $248M and total deposits of $226M. Profitability stands at 1.10% ROA and 14.62% ROE, with a net interest margin of 4.22%. The bank's CET1 capital ratio is 15.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 2.49%. FDIC Certificate #16704.

Assets

$248M

Deposits

$226M

Loans

$135M

Equity

$19M

Profitability

Return on Assets (ROA) 1.10%
Return on Equity (ROE) 14.62%
Net Interest Margin (NIM) 4.22%
Yield on Assets 5.31%
Cost of Funds 1.10%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.04%
Texas Ratio 2.49%
NPA Ratio 0.20%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 15.82%
Tier 1 Capital 15.82%
Total Capital Ratio 16.88%
Leverage Ratio 8.91%
Loan-to-Deposit 59.74%

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