NATIONAL CAPITAL BANK OF WASHINGTON, THE

WASHINGTON, DC | Medium | Est. Aug. 30, 1889, midnight | FDIC #2093 | RSSD #791821 | OCC
Latest Report: 2025-12-31

NATIONAL CAPITAL BANK OF WASHINGTON, THE is amn medium FDIC-insured commercial bank headquartered in WASHINGTON, DC, established in Aug. 30, 1889, midnight. As of 2025-12-31, the bank reported total assets of $763M and total deposits of $681M. Profitability stands at 0.97% ROA and 9.31% ROE, with a net interest margin of 3.85%. The bank's CET1 capital ratio is 15.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.55% and a Texas Ratio of 16.30%. FDIC Certificate #2093.

Assets

$763M

Deposits

$681M

Loans

$542M

Equity

$78M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 9.31%
Net Interest Margin (NIM) 3.85%
Yield on Assets 5.30%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 2.55%
Net Charge-Off Ratio 0.26%
Texas Ratio 16.30%
NPA Ratio 1.81%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 15.70%
Tier 1 Capital 15.70%
Total Capital Ratio 16.95%
Leverage Ratio 11.34%
Loan-to-Deposit 79.57%

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