GROVE BANK

GROVE CITY, MN | Micro | Est. Dec. 7, 1907, midnight | FDIC #8857 | RSSD #79257 | FDIC
Latest Report: 2025-12-31

GROVE BANK is amn micro FDIC-insured commercial bank headquartered in GROVE CITY, MN, established in Dec. 7, 1907, midnight. As of 2025-12-31, the bank reported total assets of $57M and total deposits of $45M. Profitability stands at 0.27% ROA and 2.17% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 13.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.53%. FDIC Certificate #8857.

Assets

$57M

Deposits

$45M

Loans

$36M

Equity

$7M

Profitability

Return on Assets (ROA) 0.27%
Return on Equity (ROE) 2.17%
Net Interest Margin (NIM) 4.37%
Yield on Assets 6.58%
Cost of Funds 2.82%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio --
Texas Ratio 0.53%
NPA Ratio 0.07%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 13.44%
Tier 1 Capital 13.44%
Total Capital Ratio 14.41%
Leverage Ratio 9.52%
Loan-to-Deposit 79.83%

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