BanksGROVE BANK

GROVE BANK

GROVE CITY, MNMicroEst. Dec. 7, 1907, midnightFDIC #8857RSSD #79257FDIC
Latest · 2025-12-31

GROVE BANK is an FDIC-insured commercial bank headquartered in GROVE CITY, MN, established in Dec. 7, 1907, midnight. As of 2025-12-31, the bank reported total assets of $57M and total deposits of $45M. Profitability stands at 0.27% ROA and 2.17% ROE, with a net interest margin of 4.37%. CET1 capital ratio: 13.44%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.53%. Operates 1 domestic branch.

Assets
$57M
Deposits
$45M
Loans
$36M
Equity
$7M

Profitability

Return on Assets (ROA)0.27%
Return on Equity (ROE)2.17%
Net Interest Margin4.37%
Yield on Assets6.58%
Cost of Funds2.32%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.00%
Texas Ratio0.53%
NPA Ratio0.07%
ACL / Loans1.04%

Capital & Liquidity

CET1 Ratio13.44%
Tier 1 Capital13.44%
Total Capital Ratio14.41%
Leverage Ratio9.52%
Loan-to-Deposit79.83%

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