COMMERCIAL NATIONAL BANK OF TEXARKANA

TEXARKANA, TX | Small | Est. Feb. 5, 1964, midnight | FDIC #19024 | RSSD #794149 | OCC
Latest Report: 2025-12-31

COMMERCIAL NATIONAL BANK OF TEXARKANA is asn small FDIC-insured commercial bank headquartered in TEXARKANA, TX, established in Feb. 5, 1964, midnight. As of 2025-12-31, the bank reported total assets of $328M and total deposits of $306M. Profitability stands at 1.92% ROA and 29.48% ROE, with a net interest margin of 4.82%. The bank's CET1 capital ratio is 13.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #19024.

Assets

$328M

Deposits

$306M

Loans

$243M

Equity

$21M

Profitability

Return on Assets (ROA) 1.92%
Return on Equity (ROE) 29.48%
Net Interest Margin (NIM) 4.82%
Yield on Assets 6.25%
Cost of Funds 1.41%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 13.88%
Tier 1 Capital 13.88%
Total Capital Ratio 14.97%
Leverage Ratio 9.64%
Loan-to-Deposit 79.26%

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