BLUE GRASS SAVINGS BANK

BLUE GRASS, IA | Small | Est. Jan. 1, 1902, midnight | FDIC #13753 | RSSD #794345 | FDIC
Latest Report: 2025-12-31

BLUE GRASS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in BLUE GRASS, IA, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $221M and total deposits of $181M. Profitability stands at 1.11% ROA and 8.38% ROE, with a net interest margin of 3.32%. The bank's CET1 capital ratio is 13.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 1.18%. FDIC Certificate #13753.

Assets

$221M

Deposits

$181M

Loans

$119M

Equity

$29M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 8.38%
Net Interest Margin (NIM) 3.32%
Yield on Assets 5.39%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio -0.34%
Texas Ratio 1.18%
NPA Ratio 0.17%
ACL / Loans 2.12%

Capital & Liquidity

CET1 Ratio 13.26%
Tier 1 Capital 13.26%
Total Capital Ratio 13.93%
Leverage Ratio 13.73%
Loan-to-Deposit 65.81%

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