EUREKA HOMESTEAD

METAIRIE, LA | Micro | Est. Jan. 1, 1884, midnight | FDIC #29268 | RSSD #794475 | OCC
Latest Report: 2025-12-31

EUREKA HOMESTEAD is amn micro FDIC-insured commercial bank headquartered in METAIRIE, LA, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $65M. Profitability stands at -0.38% ROA and -1.89% ROE, with a net interest margin of 1.60%. The bank's CET1 capital ratio is 39.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 1.85%. FDIC Certificate #29268.

Assets

$92M

Deposits

$65M

Loans

$78M

Equity

$19M

Profitability

Return on Assets (ROA) -0.38%
Return on Equity (ROE) -1.89%
Net Interest Margin (NIM) 1.60%
Yield on Assets 4.15%
Cost of Funds 3.00%

Asset Quality

NPL Ratio 0.46%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.85%
NPA Ratio 0.39%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 39.98%
Tier 1 Capital 39.98%
Total Capital Ratio 41.23%
Leverage Ratio 20.69%
Loan-to-Deposit 119.95%

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