BanksEUREKA HOMESTEAD

EUREKA HOMESTEAD

METAIRIE, LAMicroEst. Jan. 1, 1884, midnightFDIC #29268RSSD #794475OCC
Latest · 2025-12-31

EUREKA HOMESTEAD is an FDIC-insured commercial bank headquartered in METAIRIE, LA, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $65M. Profitability stands at -0.38% ROA and -1.89% ROE, with a net interest margin of 1.60%. CET1 capital ratio: 39.98%, well above regulatory minimums. NPL ratio: 0.46% · Texas Ratio: 1.85%. Operates 1 domestic branch.

Assets
$92M
Deposits
$65M
Loans
$78M
Equity
$19M

Profitability

Return on Assets (ROA)-0.38%
Return on Equity (ROE)-1.89%
Net Interest Margin1.60%
Yield on Assets4.15%
Cost of Funds2.96%

Asset Quality

NPL Ratio0.46%
Net Charge-Off Ratio0.03%
Texas Ratio1.85%
NPA Ratio0.39%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio39.98%
Tier 1 Capital39.98%
Total Capital Ratio41.23%
Leverage Ratio20.69%
Loan-to-Deposit119.95%

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