FIRST NATIONAL BANK AT SAINT JAMES, THE

FIRST NATIONAL BANK AT SAINT JAMES, THE is amn micro FDIC-insured commercial bank headquartered in SAINT JAMES, MN, established in Oct. 31, 1934, midnight. As of 2025-12-31, the bank reported total assets of $37M and total deposits of $34M. Profitability stands at -0.08% ROA and -0.91% ROE, with a net interest margin of 5.10%. The bank's CET1 capital ratio is 13.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.09%. FDIC Certificate #14853.