KENNETT TRUST BANK

KENNETT, MO | Small | Est. Sept. 7, 1963, midnight | FDIC #18879 | RSSD #795959 | FDIC
Latest Report: 2025-12-31

KENNETT TRUST BANK is asn small FDIC-insured commercial bank headquartered in KENNETT, MO, established in Sept. 7, 1963, midnight. As of 2025-12-31, the bank reported total assets of $127M and total deposits of $113M. Profitability stands at -1.72% ROA and -17.40% ROE, with a net interest margin of 3.37%. The bank's CET1 capital ratio is 9.76%. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.32%. FDIC Certificate #18879.

Assets

$127M

Deposits

$113M

Loans

$80M

Equity

$12M

Profitability

Return on Assets (ROA) -1.72%
Return on Equity (ROE) -17.40%
Net Interest Margin (NIM) 3.37%
Yield on Assets 5.36%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.32%
NPA Ratio 0.03%
ACL / Loans 0.81%

Capital & Liquidity

CET1 Ratio 9.76%
Tier 1 Capital 9.76%
Total Capital Ratio 10.25%
Leverage Ratio 10.71%
Loan-to-Deposit 70.47%

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