BanksBANK OF HAWAII

BANK OF HAWAII

HONOLULU, HIRegionalEst. Jan. 1, 1897, midnightFDIC #18053RSSD #795968FED
Latest · 2025-12-31

BANK OF HAWAII is an FDIC-insured commercial bank headquartered in HONOLULU, HI, established in Jan. 1, 1897, midnight. As of 2025-12-31, the bank reported total assets of $24.1B and total deposits of $21.3B. Profitability stands at 1.01% ROA and 14.14% ROE, with a net interest margin of 2.63%. CET1 capital ratio: 13.89%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.75%. Operates 51 domestic branches.

Assets
$24.1B
Deposits
$21.3B
Loans
$14.1B
Equity
$1.8B

Profitability

Return on Assets (ROA)1.01%
Return on Equity (ROE)14.14%
Net Interest Margin2.63%
Yield on Assets4.11%
Cost of Funds1.51%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio0.10%
Texas Ratio0.75%
NPA Ratio0.06%
ACL / Loans1.04%

Capital & Liquidity

CET1 Ratio13.89%
Tier 1 Capital13.89%
Total Capital Ratio14.94%
Leverage Ratio8.21%
Loan-to-Deposit66.23%

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